I'm living proof with over 35 years of total debt freedom and operating 100% on cash!  Hi, my name is Terry Thomas I'm 65 years old with an entrepreneurial sprit driven by my passion to Financially Education anyone who is seeking total debt freedom especially the young generation! 
 
After declaring bankruptcy back in 1997 - I came across 2 inspirational financial people who has inspired me to become totally financially independent with the income I already had!  Following the advice I was given, I now know and understand why creditors/lenders want to keep everyone in debt.  It's called the transfer of wealth. 
 
Over every ones life time you would have accumulated over 1 million dollars in income on average.  It's the financial institutions mission to transfer YOUR wealth to them - so they start by giving you credit (loans and credit cards) especially to students - the earlier the better!

It is my mission to educate and show anyone "HOW TO" operate totally on cash and NEVER need credit again!  And if you do need credit for a (house or car), you will know how to eliminate that debt as soon as humanly possible!

This is a financial lesson that IS NOT TAUGHT IN ANY SCHOOL (elementary thru college)!...and surely a lesson you will want to pass on to your kids, and the love ones you care about! 

Thousands of other (for profit) companies (as seen on TV) and entrepreneurs around the world are marketing financial assistances, loans and debt reduction programs for hundreds even thousands of dollars!  

For a very limited time only, you can grab a copy of the Guaranteed Proven 6 Step Recipe for only $19.95 a $50.00 savings if you are one of the first 57 people to respond right NOW!  Otherwise, $79.99 is the regular price which is still a bargain price!